TradeCoverCalc

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Cost guide

General Contractor Insurance Cost

Plan for common general liability, workers compensation, and tools coverage cost drivers.

Typical planning range

$750-$2,800+ per year for many small general liability setups

What changes the cost

  • Subcontractor management
  • Revenue and project size
  • Contract requirements
  • Claims history

These ranges are educational estimates only. Licensed insurance providers calculate final premiums based on underwriting, limits, operations, state, payroll, revenue, claims history, and other details.

Prepare your quote checklist

Coverage to include