Best use
Use this guide before comparing contractor insurance quotes.
Key points to review
- Bodily injury claims
- Property damage claims
- Contract requirements
- Certificate requests
What general liability does
General liability is often the first coverage contractors compare because it can respond to certain third-party bodily injury, property damage, and personal/advertising injury claims tied to business operations.
What it does not solve
General liability is not workers compensation, commercial auto, professional liability, or tools coverage. Contractors should compare the actual coverage package required for their jobs.
These ranges are educational estimates only. Licensed insurance providers calculate final premiums based on underwriting, limits, operations, state, payroll, revenue, claims history, and other details.
Prepare your quote checklistSources
Related guides
Workers Comp Insurance for Contractors
Understand why workers compensation can be critical for contractors with employees.
How to Compare Contractor Insurance Quotes
Compare contractor insurance quotes beyond the monthly price.
Certificate of Insurance Checklist for Contractors
Prepare the details contractors often need when a client asks for a certificate of insurance.