Best use
Use this guide before comparing contractor insurance quotes.
Key points to review
- Coverage limits
- Deductibles
- Exclusions
- Certificate wording
Do not compare only price
Two contractor insurance quotes can have the same monthly price and very different coverage terms. Compare limits, deductibles, exclusions, endorsements, policy dates, and certificate requirements.
Comparison checklist
Use the same business inputs and requested limits for each provider.
- General liability limit
- Workers compensation status
- Commercial auto inclusion
- Tools coverage
- Deductibles
- Additional insured options
These ranges are educational estimates only. Licensed insurance providers calculate final premiums based on underwriting, limits, operations, state, payroll, revenue, claims history, and other details.
Prepare your quote checklistSources
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